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Journal of Emerging Trends in Computing and Information Sciences >> Call for Papers Vol. 8 No. 3, March 2017

Journal of Emerging Trends in Computing and Information Sciences

Evaluating Factors Determining Mobile Payment Adoption in Kenyan Secondary Schools

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Author Khanda Zedekia Jackson, Gilbert Barasa Mugeni, Waliaro M. Apollo
ISSN 2079-8407
On Pages 598-604
Volume No. 6
Issue No. 10
Issue Date November 1, 2015
Publishing Date November 1, 2015
Keywords Adoption, Kenya, mobile device, mobile payment, secondary schools


Mobile payment is a payment transaction executed on a mobile device. Despite many experts’ predictions of growth in the adoption of mobile payments, mobile payment acceptance is still rated with low percentages in many sectors in Kenya. For instance, some Kenyan institutions of learning including universities, colleges and schools make payments using mobile payment services. However most schools continue to use traditional methods of payment such as money orders, cash and cheques hence subjecting themselves, parents and guardians to modes of payment that are costly, insecure and done at specific places. This study focused on evaluating factors determining mobile payment adoption in Kenyan secondary schools. Data regarding these factors was collected by use of questionnaires that were sent to respondents including school managers and administrators. The study findings reveal that mobile payment mechanisms, perceived ease of use, perceived usefulness, management support, security and financial policy are significant factors influencing adoption of mobile payment in Kenyan secondary schools. However, referents influence was found to be an insignificant influence of mobile payments adoption.

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